2025年最佳加密指数基金和ETF：如何赚取被动收入？

加密指数基金和ETF提供了对数字资产的多样化敞口，帮助投资者在不主动管理投资组合的情况下赚取被动收入。
存在中心化和去中心化的选择，ETF可在证券交易所交易，而DeFi原生的指数代币可通过Web3钱包访问。
收入来源包括资产升值、质押、DeFi收益和覆盖看涨策略，具体取决于基金的结构——尽管并非所有基金都支持所有这些来源。
风险包括市场波动性、智能合约漏洞和管理费用，因此在投资前进行研究至关重要。

如果你想要投资加密但不希望承受持续交易的压力，被动投资可能是你的最佳选择。就像传统金融一样，加密指数基金和交易所交易基金（ETF）提供了对广泛数字资产的敞口，让你无需挑选个别赢家就能驾驭市场。

这些金融工具可以作为生成被动加密收入的强大工具，并且随着去中心化版本和代币化ETF的兴起，选择正在迅速扩大。

本文将解释如何通过投资加密指数基金和ETF等数字资产工具来赚取被动收入。

什么是加密指数基金和ETF？

加密指数基金和ETF都旨在为投资者提供对多样化加密资产篮子的敞口，而无需主动管理或重新平衡其持仓。但它们以不同的形式出现，适合不同类型的投资者。

加密指数基金

中心化的：由专业公司或经纪公司管理。最常见的是关注升值或覆盖看涨。
去中心化和代币化的：通过DeFi生态系统中的智能合约在链上，通常由DAO或社区治理。这些可能包括质押和DeFi收益。

加密ETF

比特币（BTC）ETF：如ProShares的BITO仅关注比特币价格表现。
多元化资产捆绑的ETF：如Harvest Portfolio的高收入加密ETF纳入了多种资产及收益策略如覆盖看涨期权以产生收益.

为什么使用它们获取被动收入?

in the volatile world of cryptocurrency, adopting a hands-off approach can help steadily grow wealth while minimizing emotional decision-making. Here’s where index funds and ETFs come into play:

these products offer built-in diversification by spreading risk across multiple assets so you’re not betting everything on one coin. They are ideal for long-term investors who wish to benefit from crypto’s upside without constantly adjusting their portfolios.

crypto index funds & etfs generate passive income through: * Appreciation in underlying assets like BTC, ETH etc., staking rewards (for proof-of-stake assets), DeFi yields(in case of decentralized indices) ,and monthly/quarterly distributions offered by some ETFs . These tools suit those seeking exposure with less risk & effort whether it be for yield,growth or peace-of-mind allowing participation in ecosystem without going all-in on any single bet . Did you know? After over a decade-long wait,the SEC approved eleven spot bitcoin etfs including proposals from BlackRock,Grayscale,and ARK Invest back January2024.This landmark decision provided regulated access to bitcoin mainstream investors significantly boosting institutional participation within crypto markets . Examples Of Passive Investment Crypto Index Funds In2025 include Bitwise10(BITW),TokenSets offering decentralized products such as Defi Pulse Index(DPI)& Metaverse Index(MVI),and Nasdaq Crypto Index(NCI). Similarly,Crypto Etf space has evolved rapidly post approval US-based Bitcoin Efts early2024.Some top-performing ones include ProShares Bitcoin Strategy ETF(BITO),Purpose Bitcoin Yield Etf(BTCY) Canada-listed combining btc exposure with yield strategy using covered calls,& Harvest’s HBEE focusing high monthly incomes via same strategy applied both btc eth balancing between exposure cash flow though remember such may underperform strong bull markets due capped upside potential premiums income generation purposes.Finally investing these involves either centralized platforms stock brokers/ exchanges coinbase binance bitwise decentralized ones index coop tokensets connecting web wallets metamask creating custom existing pre-built options defi pulse dpi respectively.Holding vs trading involves understanding risks market volatility smart contract fees tracking errors ensuring review composition rebalancing mechanisms before diving deep.Taxation varies jurisdictionally example US treats capital gains differently short long term while staking rewards might taxed income especially complex dealing defi protocols cross-border platforms hence always consult tax advisor Lastly worthiness depends belief long-term growth willingness ride rollercoaster daily basis combining diversification automation earning potentials whether choose centralized decentralized routes increasingly accessible blurring lines traditional finance defi realms tokenized robo-advisors ai agents trending So sit back earn let portfolio work Disclaimer: This article does not contain investment advice recommendations Every involves readers should conduct own research making decisions